About

Taking care of your financial future

We take care of your financial future by tailoring our advice to your unique circumstances.

We are based in Northumberland but are proud to have clients across the UK.

We do a completely complimentary consultation which can be done either face to face in the comfort of your own home, over video call or over the phone. Whatever your background or situation, we can find the solution to help.

Not only was Ashleigh professional but she also brought a personal touch aswell
Not only was Ashleigh professional but she also brought a personal touch aswell. Everything was explained and was made easy to understand.
Three months ago
The service was excellent, very quick & easy.
Ashleigh was extremely helpful & friendly in helping me sort out my Will & insurance cover, she explained everything to me. The service was excellent, very quick & easy.
Three months ago
We would highly recommend her to everyone.
Ashleigh was extremely friendly and professional. She explained everything in detail as to what we were needing. We felt at ease with everything.
Three months ago
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All about Ameliora

Ameliora Financial evolved from Bespoke Financial Ashleigh Bell in 2023 due to growth and a wider offering in financial services.

The term Ameliora means enhance, alleviate, and improve – which as a company we strive to achieve the following objectives:

Enhance your house-buying and insurance experience.

Alleviate any stress and workload throughout your mortgage and insurance journey.

Improve your overall financial understanding and well-being.

We provide high quality, straight forward advice on the best financial solutions for you and ensure your journey from consultation to application and beyond is as smooth as possible.

We know how important this process is and we are on hand to help every step of the way. We do not believe in communicating through emails only and are on the other end of the phone or text message / WhatsApp conversation throughout the entire process, through whichever channel you feel most comfortable with.

Ashleigh Bell is our selling principal, with multiple years of experience within the financial services industry following a career in publishing. Based in Northumberland, her approachable manner and passion for helping people has enabled her to build a UK-wide client base entirely from word of mouth.

What we can do for you

Life insurance protects your family from the financial worries they could face if you were no longer around. If you pass away, some policies will pay a cash lump sum, others offer monthly payments for the remainder of the plan term from the claim.

Income Protection will pay you a wage if you were ever unable to work due to illness or injury and do not receive company sick pay. It can typically protect up to 70% of your gross salary or net profit if self-employed, which is vital to continue paying your bills if you couldn’t work due to illness or injury.

We offer specialist advice on all your mortgage needs and working with over 90 lenders, can find the perfect mortgage for you. Whether you’re looking for a new build property, general mortgage, or a first-time buyer, you’ve come to the right place. Call us to make that first step today.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We are not authorised to provide advice on Mortgages, this will be referred to a third party.

Critical Illness Cover is designed to pay out a cash lump if you are diagnosed with a critical illness or condition. It is important to ensure you are covered against the financial impact this could have on both you and your family. The cover gives financial peace of mind throughout what can be a very stressful time.

The costs of a funeral can be substantial, so this plan can grant your family a lump sum if you pass away to cover the cost of your final farewell.

Health insurance, often called private medical insurance, is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment. You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your health insurance policy has begun.

We provide a will writing service which makes this often expensive and time-consuming task simple. You may not think you need one, however if you do pass away without a will in place, your possessions will be allocated under general rules and that may not align with your wishes. Get in touch with us today for all your will-related queries.

Will services are referred to a third party. Ameliora Financial Ltd nor PRIMIS Mortgage Network are responsible for the advice received.

Wills are not regulated by the Financial Conduct Authority.

We’re here to support you.

Get in touch